OCC Continues Community Bank Comeback with Revised CBLR Framework — 2026-07-30

$64 billion to be freed up to support Main Street lending 95% of community banks are eligible for CBLR framework WASHINGTON—The Office of the Comptroller of the Currency today issued a revised compliance guide for the community bank leverage ratio (CBLR) framework as part of its ongoing work to provide regulatory relief for community banks. “Community banks are the backbone of the American economy, serving as the conduit to capital for small businesses and hardworking families across the country,” said United States Comptroller of the Currency Jonathan V. Gould. “President Donald J. Trump and Secretary of the Treasury Scott Bessent are leading a community bank comeback by unleashing Parallel Prosperity for Main Street and Wall Street. The OCC is proud to support their efforts by reducing cumbersome regulations that have long hindered these vital institutions and impeded U.S.