Calculate your scenario
Uses (1 + APR / periods)^periods − 1. Quoted credit APRs can include costs not represented by this formula.
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How this tool works
Convert a nominal annual rate into an effective annual rate.
Uses (1 + APR / periods)^periods − 1. Quoted credit APRs can include costs not represented by this formula.
Change the assumptions and compare scenarios. Results are mathematical estimates and do not account for every tax, fee, market condition or personal circumstance.
Research sources & methodology
Original sources and publication references.
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